Home is Closer Than You Think

We specialize in crafting custom mortgage plans that fit your budget and dreams.

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Credit Report

Want to use a different payment option for your Credit Report? Choose below:

PayPal
Zelle

Paying with Zelle

To make a payment using Zelle, please follow these instructions:

1. Open your banking app or the Zelle app.
2. Select the option to send money.
3. Enter the following email address:
Email: invoice@pfmgrp.com
4. Enter the amount you wish to send.
• Single Credit Report – $75
• Combined Credit Report – $150
• Add “Credit Report Payment” in the notes.
5. Confirm and send the payment.

If you have any questions or need assistance, please contact us at lisa_melton@pfmgrp.com or call (817)-563-1466.

About Us

Prosperity Mortgage is your trusted partner for a diverse array of mortgage solutions tailored to accommodate your unique financial needs and circumstances. Whether you’re a first-time home buyer, an investor exploring opportunities, or someone considering mortgage refinancing, we stand ready to navigate you through the entire process.

Our dedicated team is committed to providing personalized guidance and support, ensuring that you make well-informed decisions that align with your financial goals. We understand that each individual or family comes with their own set of requirements, and that’s why we offer a wide range of mortgage options to cater to diverse situations.

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Your Loan Options

Fixed Rate Mortgage

A Fixed Rate Mortgage is a home loan with a consistent interest rate for the entire term of the loan. This means your monthly payments of principal and interest will remain the same throughout the life of the loan.

Adjustable Rate Mortgage

An Adjustable Rate Mortgage (ARM) starts with a lower, fixed interest rate for an initial period, typically 5, 7, or 10 years. After this period, the interest rate adjusts periodically based on market conditions.

Conventional Loans

Conventional Loans are not insured or guaranteed by government agencies, allowing for a wider range of properties and loan amounts. With competitive interest rates and customizable terms, Conventional Loans cater to borrowers with strong credit histories.

Jumbo Loans

Jumbo Loans exceed the conforming loan limits set annually by Fannie Mae and Freddie Mac, which is $548,250 in most areas of the country. These loans are designed for high-value properties and luxury homes.

VA Loans

Veteran’s Administration (VA) mortgage programs are Government insured home loans available to veterans and their families. This loan option allows military families to qualify for a home loan with fewer restrictions and little-to-no money down. Available to current military personnel, ex-military personnel or a surviving spouse.

FHA Loans

The Federal Housing Administration (FHA) is a Government agency that focuses on insuring private loans that are issued for new and existing housing. The primary goal of the FHA is to help borrowers purchase a home they may not otherwise be able to finance based on the down payment requirements of most conventional loan programs.

USDA Loans

United States Department of Agriculture (USDA) loans offer excellent opportunities for families or individuals to purchase a home in rural areas. A USDA loan is a great option for low-to-moderate income families looking for an affordable home loan with flexible financing requirements. USDA loans allow for 100% financing in designated areas.

Additional Products & Services We Offer

  • Purchase & Refinancing
  • Bank Statement Programs
  • Cash Out Refinancing
  • Church Loans
  • City Down Payment Assistance
  • Construction to Perm
  • DSCR
  • Financing Second Home
  • Home Choice Voucher
  • Investment Properties
  • Low Fico Scores
  • Mixed Use or Commercial
  • Niche Products: Self Employed
  • Reverse Mortgage
  • 203(k)
  • 100% Loan
Contact Us

What Makes Us Different?

Prosperity Mortgage is committed to delivering the best possible options for our clients, regardless of their financial situation or real estate background. Our range of services is tailored to meet your specific needs, ensuring a customized and effective approach to securing the ideal mortgage solution.

Take the proactive step towards your financial goals by reaching out to Prosperity Mortgage today. Discover how our dedicated team can work with you to identify and secure the optimal options available in the market. No matter where you are on your homeownership or investment journey, our services are designed to cater to your individual requirements.

How It Works

Prosperity Mortgage is your trusted partner for a diverse array of mortgage solutions tailored to accommodate your unique financial needs and circumstances. Whether you’re a first-time homebuyer, an investor exploring opportunities, or someone considering mortgage refinancing, we stand ready to navigate you through the entire process.

  • Step 1: Complete the application (here).
  • Step 2: Review and gather the items you need for pre-approval (here).
  • Step 3: Use the document from Step 2 and gather any extra items needed if you:
    • Are receiving City Down Payment Assistance
    • Are refinancing your loan
    • Are a Veteran
  • Step 4: Pull your credit report (here).
  • Step 5: Prepare to enjoy your new home!
Learn More

FAQ

Testimonials

“I am a single mother of one, back in school and working full-time. Two years ago, I decided I wanted a home. Initially, a program helped but eventually made me lose hope. At the two-year mark, I was directed to Lisa. I’ll never forget the day she called with my pre-approval amount—I’ve never had so much HOPE in my life. I’m an over-thinker, but every call to Ms. Lisa put me at ease. The process was bumpy, but we kept moving forward. I can’t thank Ms. Lisa enough for changing my future and my family’s future.”
S. B.Prosperity Client
“I would like to say this has been a great blessing in my life. Lisa is the most patient and professional lender. If an award was given for all her ambition she would receive it! This hard working woman went above and beyond the stars. She worked the day, night, and weekends to get me exactly what I needed. This company should be head over heels for her. My family and I can’t say thank you enough. Continue to be a blessing for all of us in this world. Thank you again.”
J. S. Prosperity Client
“Thank you Lisa, you are God sent and I’m so glad I learned you existed and chose to switch! You have worked hard to make my dream a reality, thank you! I can never repay you, but I’m praying God blessed you in ways no one can! Thank you, thank you, thank you!”
T. D. Prosperity Client
“I really appreciate you Lisa. All of you have made the experience working with an outside lender very easy. I’ve never had that happen with any outside lender. You all are great!”
J. M.Realtor

Ready to Talk to Your New Home Partners?

(817)-563-1466

loaninquires@pfmgrp.com

Monday-Friday, 9AM-5PM

5500 E Loop 820 S Suite 101A, Fort Worth, TX 76119, USA

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